Finance News
What is a spot bitcoin ETF, and how does it actually work?
A plain-English look at how spot bitcoin ETFs are built, who holds the coins, what they cost, and what changed when regulators allowed funds to trade bitcoin…
Author
Malik Johnson
Independent editorial contributor covering privacy, labor organizing, workplace rights and accountability reporting.
Articles by Malik Johnson
Finance News
Crypto in retirement accounts: what to know
Yes, U.S. retirement accounts can hold crypto — through self-directed IRAs or employer plans that offer a digital asset option. The mechanics, the rules that…
Finance News
What is a spot bitcoin ETF, and how does it work?
A spot bitcoin ETF lets investors get exposure to bitcoin's price through a regular brokerage account, without holding a wallet or private keys themselves.
Finance News
MiCA, explained: Europe's crypto rules
Europe's Markets in Crypto-Assets Regulation has fully applied since 30 December 2024 — and the last transition window closed on 1 July 2026. Here is what a…
Finance News
What is KYC, and why do exchanges ask for ID?
KYC is the identity checking that U.S. law has required from money businesses since the Bank Secrecy Act era — compliance machinery, not a personal…